ATRAM’s latest app offers a more stable solution that lets you earn up to 6% p.a. without breaking a sweat even as local and global markets fluctuate through stable, government-backed Retail Treasury Bonds.
ATRAM Prime is the newest investment platform created by the largest independent asset management company in the Philippines: ATRAM. With more than 100 years of collective investment experience, ATRAM Prime offers a user-friendly design that allows investors to experience simple, smart, yet sophisticated investing on a fully digital platform that maximizes convenience and minimizes stress.
Investors can browse through an extensive, award-winning product suite that includes Retail Treasury Bonds (RTBs), expertly managed local and global funds, and more. ATRAM Prime’s professional fund managers will do the heavy lifting to provide a premium selection of options that helps investors save on their time.
“We remain constructive on Philippine fixed income and maintain the view that inflation is likely to decelerate over the coming months – making current levels attractive from a longer-term standpoint,” according to Miguel Liboro, Head – Local Markets at ATRAM Asset and Wealth Management.
A Deeper Dive into Retail Treasury Bonds
Retail Treasury Bonds (RTBs) are medium-to-long-term Debt Securities that offer fixed income, issued by the Bureau of Treasury on behalf of the Republic of the Philippines. By investing in RTBs, investors provide cash to the government to fund its activities. In Return, the government guarantees to pay back the full investment amount, along with regularly paid interest to the investor.
Government-backed bonds are naturally low-risk investment options, offering a consistent and guaranteed payout to investors. These bonds deliver higher returns compared to regular Savings Account rates, without any fees or charges for buying or selling RTBs on ATRAM Prime at present. As fixed-income securities, RTBs remain a positive investment option, attracting investors seeking reliable long-term investment opportunities that can help diversify their portfolio, particularly during times of market volatility.
The ATRAM Prime app delivers a smooth, convenient, and investor-focused experience on mobile. Opening a Personal Investment Management account through the app takes as little as eight (08) minutes with a fully digital process that includes a liveness check and easy ID scanning.
Once your account is set up as an investor, you can explore a wide range of expertly managed global and local funds, as well as RTBs, among others. Portfolio Management can be completed within the app, avoiding the need for multiple calls to brokers or banks.
To even provide superior service, ATRAM Prime offers investors a Dedicated Client Advisor, available to assist at any stage of the investment journey. All communications can be conducted online, eliminating the need for in-person meetings.
How to Start Investing in RTBs through ATRAM Prime
Interested investors can get started on ATRAM Prime even before they leave the house for work. Here’s how you can start investing in RTBs through the app:
- Step 1: Download the ATRAM Prime App on the App Store or Google Play Store.
- Step 2: Complete the registration process (which can take as little as 8 minutes).
- Step 3: Browse through the library of investments and select the appropriate Retail Treasury Bond option that fits your investment goals.
- Step 4: Choose how much you want to invest and start earning potential returns of up to 6% p.a.
Investing becomes less of a challenge and more rewarding with ATRAM Prime. Retail Treasury Bonds, which can help investors earn up to 6% p.a., can now be purchased with just a few taps and no extra paperwork. The app focuses on helping investors enjoy their returns without having to stress too much on the processes.
ATRAM’s latest platform opens more doors for Filipino investors and continues innovating to help more people reach their financial goals. Download the ATRAM Prime App on the App Store or Google Play today to get started on a simpler and smarter investment journey.